I given a letter to grant time for six months of emi payment but they demanding emi to pay

In this situation, it is important to understand the terms of the original agreement between you and the lender regarding the EMIs. If you had requested a six-month extension for making the EMI payment, it is advisable to carefully review the correspondence you received from the lender to determine if they agreed to this extension.

If the lender has acknowledged and agreed to grant you six months of time for EMI payment, any attempts by them to demand immediate payment may amount to a violation of the agreed terms. In such a case, you may consider responding to the lender in writing to remind them of the approved extension period and seek clarification on why they are demanding immediate payment.

If the lender continues to demand payment despite the agreed extension, you may seek legal advice and consider taking further action, such as approaching consumer forums or mediation services to resolve the dispute. Be sure to keep records of all communications with the lender in case you need to provide evidence in the future.