how to get EC encumbrance certificate for property in Kolkata

An encumbrance certificate (EC) for property in Kolkata can be obtained from the Sub-Registrar office by filing an application in Form 22 with details of the property and the period for which the EC is required. The EC reveals all registered transactions such as sales, gifts, mortgages, and charges on the property during the specified period. The Calcutta High Court has held that an EC is an important document for verifying the title and encumbrances on a property but may not reflect unregistered or oral transactions. West Bengal Premises Tenancy Act 1997 may provide online portals for applying and downloading ECs specific to West Bengal. The Sub-Registrar issues the EC after searching the property register, and a nil EC indicates no encumbrances during the period. The EC is essential for obtaining loans, title verification, and property transactions. Apply for the EC with the survey number, boundaries, and registration details of the property.