What is a completion certificate and how does it differ from an occupancy certificate in Kolkata?

A completion certificate is issued by the local municipal authority certifying that the construction of a building is complete as per the approved plan and complies with building regulations. In Kolkata, the completion certificate is a prerequisite for issuance of the occupancy certificate. The Calcutta High Court has clarified that the completion certificate relates to the construction aspect while the occupancy certificate relates to fitness for occupation. West Bengal Premises Tenancy Act 1997 may prescribe the procedure and inspection requirements for issuance of the completion certificate. The builder must apply for the completion certificate after completing the construction and the authority inspects the premises. If deviations from the approved plan are found, the authority may refuse the certificate or require regularisation. You can verify the completion certificate with the municipal authority before purchasing a property. It is a crucial document for ensuring that the construction is lawful and compliant.