how to do title search of property before buying in Coimbatore

Detailed Legal Analysis

To conduct a title search of property before buying in Coimbatore, you need to follow a systematic approach to ensure that the property has a clear title and is free from legal encumbrances.

Here are the essential steps to perform a title search:

• Identify the Property: Gather all relevant information about the property, including its address, survey number, and any previous ownership details.
• Visit the Local Sub-Registrar Office: Go to the local Sub-Registrar office where the property is registered. In Tamil Nadu, this is governed by the Registration Act, 1908.
• Request Encumbrance Certificate (EC): Obtain an Encumbrance Certificate for the property for the desired period. This certificate is crucial as it shows all transactions related to the property and confirms that there are no outstanding mortgages or claims. According to Section 17 of the Registration Act, 1908, every document executed must be registered.
• Check Land Records: Access the land records maintained by the Tamil Nadu Revenue Department. You can search for the Patta (land title) and Chitta (land records) which are essential to verify ownership and land use. This is in accordance with the Tamil Nadu Patta Passbook Act, 1983.
• Verify Ownership History: Review the chain of title by tracing the previous owners of the property. Ensure that all transfers of ownership have been properly documented and registered.
• Search for Legal Disputes: Check if there are any ongoing legal disputes regarding the property by consulting court records or engaging a local lawyer. This step is crucial to avoid future litigation.
• Engage a Professional: It is advisable to hire a property lawyer or a title search professional who can assist in verifying the title and ensuring all legal aspects are covered.
• Obtain No Objection Certificates (NOCs): If applicable, ensure that you obtain NOCs from relevant authorities, especially if the property is part of a housing society or has specific zoning regulations.

By following these steps and ensuring that every aspect of the property’s title is verified, you can make an informed decision before purchasing property in Coimbatore. Remember, a thorough title search is essential to avoid any future disputes and to ensure a smooth transaction.