how to do title search of property before buying in Karnal

Detailed Legal Analysis

To conduct a title search of property before buying in Karnal, you need to follow several systematic steps to ensure that the title to the property is clear and free from any encumbrances.

• Identify the Property: Start by gathering all necessary details about the property, including the address, survey number, and any previous title deeds.
• Visit the Local Sub-Registrar Office: The first point of reference is the office of the Sub-Registrar of Assurances in Karnal. This office maintains records related to property transactions.
• Check Land Records: Consult the land records maintained by the Tehsil office or the Revenue Department. In Haryana, the Record of Rights (RoR) under the Haryana Land Revenue Act, 1881 is crucial for this purpose. You can request:
  • Khatauni (land record document)
  • Jamabandi (land revenue record)
• Examine Title Deeds: Request copies of the previous title deeds and other relevant documents from the seller. Ensure the seller has a clear title and right to sell the property.
• Check Encumbrance Certificate (EC): Obtain an EC from the Sub-Registrar’s office. The EC serves as proof that the property is free from any legal dues or mortgages and is governed by the Registration Act, 1908 (Sections 17 and 18).
• Verify Ownership History: Trace the ownership history through documents such as sale deeds, gift deeds, or wills. Ensure that all transactions have been duly registered.
• Consult a Legal Expert: Engage a property lawyer who specializes in property law to help analyze the documents and provide insights on any legal implications or potential disputes.
• Check for Pending Litigations: Conduct a search in civil courts to ensure there are no ongoing litigations related to the property. This can be done through the District Court in Karnal.
• Verify Land Use and Zoning Regulations: Ensure the property complies with local zoning laws as per the Haryana Development and Regulation of Urban Areas Act, 1975.

Completing these steps will help you perform a thorough title search to mitigate risks associated with property purchases in Karnal.