how to do title search of property before buying in Navi Mumbai

Detailed Legal Analysis

To conduct a title search of property before buying in Navi Mumbai, you will need to follow a systematic process to ensure that the property has a clear title and is free from any legal disputes.

Here are the steps involved in performing a title search:

• Gather Basic Information:
  • Identify the property by its address, survey number, or other identifying details.
  • Collect documents related to the property, such as sale deeds, previous title documents, and encumbrance certificates.
• Visit the Local Sub-Registrar Office:
  • Go to the local Sub-Registrar's office where the property is registered.
  • Request for the property documents, including the title deed and the latest sale deed.
• Obtain Encumbrance Certificate (EC):
  • Apply for an Encumbrance Certificate for the property, which is crucial for verifying any mortgages, liens, or claims on the property.
  • The EC can be obtained for a specific period (usually 15 years) as per the Registration Act, 1908.
• Check Land Records:
  • Visit the local land revenue office or the Maharashtra Land Records website to access the 7/12 extract or the property card, which contains information about the ownership and land use.
  • Confirm that the seller is the rightful owner.
• Investigate Previous Transactions:
  • Review the history of ownership by examining previous sale deeds to ascertain any disputes or claims made against the property.
  • Ensure that there are no pending litigations regarding the property.
• Consult Legal Experts:
  • Engage a property lawyer to review the documents and provide legal advice regarding the title and any potential issues.
  • Legal professionals can help identify any risks associated with the property.

Additionally, it is prudent to check compliance with local laws such as the Maharashtra Regional and Town Planning Act, 1966, and ensure that the property has all requisite approvals from local authorities.

By following these steps, you can ensure a thorough title search and safeguard your investment in property in Navi Mumbai.