how to do title search of property before buying in Thrissur

Detailed Legal Analysis

To conduct a title search of property before buying in Thrissur, you need to follow a systematic approach to ensure the property is free from legal encumbrances and the title is clear.

Here are the steps to perform a title search:

• Gather Property Details: Obtain essential details about the property, such as the survey number, title deeds, and previous ownership records.
• Visit the Local Sub-Registrar Office: Go to the Sub-Registrar Office where the property is registered. You can access various documents related to property transactions, including sale deeds and encumbrance certificates.
• Request for Encumbrance Certificate (EC): An EC is crucial as it shows all registered transactions affecting the property. You can request this certificate for a specific period (typically 30 years). This is governed by Section 17 of the Registration Act, 1908.
• Examine Title Deeds: Review previous title deeds to trace the chain of ownership. Ensure that each transaction is valid and that the seller has the right to sell the property.
• Check for Liens and Mortgages: Verify if there are any liens, mortgages, or pending dues on the property. This can be done through the EC and by inquiring with financial institutions if applicable.
• Verify Land Use and Zoning: Check the land use and zoning regulations applicable to the property under the Kerala Land Utilization Order, 1967. This ensures that the property can be used for your intended purpose.
• Consult with a Legal Expert: Engage a property lawyer to review all documents and provide legal opinions on the title status. This will help in identifying any hidden issues.
• Search the Revenue Records: Visit the local Taluk Office to check the revenue records, including land records and mutation records under the Kerala Land Revenue Act, 1963.
• Conduct a Court Search: If necessary, check local court records to ensure there are no pending litigations involving the property.

By following these steps, you can effectively conduct a title search and ensure that the property you intend to purchase has a clear title, minimizing risks associated with property transactions in Thrissur.