how to get EC encumbrance certificate for property in Kochi
AN Asked by Anita Desai from India
Quick Answer
An encumbrance certificate (EC) for property in Kochi can be obtained from the Sub-Registrar office by filing an application in Form 22 with details of the property and the period for which the EC is required.
Detailed Legal Analysis
An encumbrance certificate (EC) for property in Kochi can be obtained from the Sub-Registrar office by filing an application in Form 22 with details of the property and the period for which the EC is required. The EC reveals all registered transactions such as sales, gifts, mortgages, and charges on the property during the specified period.
The Kerala High Court has held that an EC is an important document for verifying the title and encumbrances on a property but may not reflect unregistered or oral transactions. Kerala Rent Control Act 1963 may provide online portals for applying and downloading ECs specific to Kerala.
The Sub-Registrar issues the EC after searching the property register, and a nil EC indicates no encumbrances during the period. The EC is essential for obtaining loans, title verification, and property transactions.
Apply for the EC with the survey number, boundaries, and registration details of the property.
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