I am an unorganized worker in Moradabad, what social security benefits can I get from the state government?

Detailed Legal Analysis

If you are an unorganized worker in Moradabad, you can avail various social security benefits provided by the state government and the central government through different schemes and legislations.

Some key social security benefits include:

• Pradhan Mantri Shram Yogi Maandhan Yojana: This is a pension scheme for unorganized workers, providing a monthly pension of ₹3,000 after reaching the age of 60 years. To enroll, you must be between 18 and 40 years of age and have an income of less than ₹15,000 per month.
• Atal Pension Yojana: This scheme provides a fixed pension to workers in the unorganized sector. You can start contributing from the age of 18, and the government also contributes to your account, enhancing your pension.
• Labour Welfare Fund: According to the Labour Welfare Fund Act, various welfare measures, including financial assistance during emergencies, medical benefits, and educational scholarships for children of workers, are available. Registration with the local labour department is necessary to access these benefits.
• Maternity Benefits: The Maternity Benefit Act, 1961, entitles women workers to maternity leave and benefits. Unorganized women workers can claim a cash benefit during maternity leave through state government schemes.
• Health Insurance Schemes: The Ayushman Bharat Yojana provides health insurance coverage to unorganized workers and their families. It covers hospitalization expenses and offers cashless treatment at empanelled hospitals.
• Skill Development Programs: The government runs various skill development initiatives to enhance employability and income opportunities for unorganized workers. You can enroll in programs offered by the Ministry of Skill Development and Entrepreneurship.

To access these benefits, you need to:

• Register as an unorganized worker with the local Labour Department.
• Provide necessary documentation, such as identity proof, income certificate, and address proof.
• Stay updated on the eligibility criteria and application processes for specific schemes.

For further information, you can visit the Labour Department’s office in Moradabad or their official website, where detailed guidelines and application forms are available.