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My friend borrowed 3 lakhs in Rajkot and is not returning it how to file recovery suit

PO Asked by Pooja Agarwal from India

Quick Answer

To file a recovery suit for the amount of 3 lakhs in Rajkot, your friend can initiate a civil suit under the Code of Civil Procedure, 1908, and the Indian Contract Act, 1872. Here are the steps and requirements to file a recovery suit:Determine the Jurisdiction: Since the amount is 3 lakhs, your friend can file the suit in the civil court in Rajkot.

Detailed Legal Analysis

To file a recovery suit for the amount of 3 lakhs in Rajkot, your friend can initiate a civil suit under the Code of Civil Procedure, 1908, and the Indian Contract Act, 1872.

Here are the steps and requirements to file a recovery suit:

  • Determine the Jurisdiction: Since the amount is 3 lakhs, your friend can file the suit in the civil court in Rajkot. Under Section 15 of the Code of Civil Procedure, 1908, the suit should be instituted in the court within whose jurisdiction the defendant resides or carries on business.
  • Gather Necessary Documents: Collect relevant documents to support the claim, including:
    • Loan agreement or promissory note (if any)
    • Bank statements or transaction records indicating the loan transfer
    • Any written communication regarding the loan
    • Proof of identity and address of both parties
  • Prepare the Plaint: The plaint should include:
    • The name of the court
    • Details of the parties involved
    • Facts of the case, including the amount borrowed and the terms of repayment
    • Legal grounds for the claim (based on breach of contract under the Indian Contract Act, 1872)
    • Relief sought (in this case, recovery of the 3 lakhs plus any interest, if applicable)
  • File the Suit: Submit the plaint along with the required court fees at the civil court. The court fees can be calculated based on the value of the suit as per the Gujarat Court Fees Act, 2004.
  • Service of Notice: After filing, the court will issue a summons to the defendant. The defendant must be served with the notice to appear in court and respond to the suit.
  • Court Proceedings: Attend the hearings, present evidence, and argue the case. The burden of proof lies on your friend to establish the claim against the defendant.
  • Judgment and Execution: If the court rules in favor, a decree will be issued. Your friend can then execute the decree through appropriate legal channels, such as filing for attachment of property or bank accounts, if necessary.

Filing a recovery suit is a legal process that requires attention to detail and adherence to court procedures. It is advisable to consult a lawyer for assistance throughout the process to ensure all legal requirements are met.

Legal Provisions Referenced

Verify the current statutory text at India Code (the official repository of Indian legislation) or the Legislative Department. This answer is general legal information, not advice on your specific matter.

Last updated: October 3, 2026 AI-assisted answer

Disclaimer: AI-generated for educational purposes only. Does not constitute legal advice. Consult a qualified practitioner.

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