My life insurance policy in Jodhpur lapsed due to agent negligence, can I claim?

Detailed Legal Analysis

Agent negligence causing policy lapse is deficiency in service by the insurer under Rajasthan Rent Control Act 2001. The Rajasthan High Court has held that insurers are vicariously liable for their agents' failure to remit premiums.

In Jodhpur, you can file a consumer complaint seeking revival of the policy and compensation. The Rajasthan High Court has directed insurers to revive policies when premium receipts issued by agents prove payment.

Under Rajasthan Rent Control Act 2001, the commission can order reinstatement without medical re-examination if the lapse was not the policyholder's fault. You should retain premium receipts and communication with the agent for your complaint in Jodhpur.