I received a phishing email pretending to be from my bank in Guntur asking for my OTP and credentials. Is this a crime?

Yes, this amounts to cheating and identity-related fraud under Section 66D of the IT Act, 2000 and Section 318(4) BNS, 2023. Do not share any OTP or credentials; report the email to your bank's official fraud line and forward it to report@phishing.gov.in. File a complaint at the cyber crime police station in Guntur with the email header and source IP details preserved as electronic evidence under Section 63B BSA, 2023. Register the incident on the National Cyber Crime Reporting Portal as well. The sender, if traced, is liable for imprisonment up to three years under Section 66D IT Act. If local police do not act, move Andhra Pradesh High Court under Article 226 for a direction. Refer to Andhra Pradesh Rent Control Act 1960 for any additional state cyber fraud reporting protocol.